Let's Start
Open template, duplicate and close original, delete the credit layer, and
layers 2, 10, 5, & 3.
Resize canvas to 675X675, middle diamond selected.
Fill background layer with white to fill in transparent part.
I usually paste my tube now so I can match the colors better, you can do it now or later.
I resized tube 90% and mirrored it.Oval layers
To each colored oval layer (not the glitter ovals), apply Effects>Texture Effects>Weave:
20/1/100/weave color white, fill gaps not checked

Word art layers:
Select layer Word art "Tropical"-raster 8,
Effects>Eye Candy 4000 Gradient Glow, basic tab 3/0/100/draw only outside selection checked;
color tab medium preset, color white

Select layer Word art layer raster 9 and apply same gradient glow settings,
Select layer Word art "Treat"-raster 7, move up a bit, Effects>Eye Candy 4000 Gradient Glow,
basic tab as before: 3/0/100/draw only outside selection checked;
color tab fat preset, color #fdcc4a, then click on second color slider and change that color to the yellow as well

Masked layers
Tropical kit,
Paper 7, colorize blue 136/215, paste as new layer above raster 1 (background), duplicate layer.
On bottom layer, apply mask winni.mask.69.1, merge group, then resize layer 105% and center;
on top layer apply Vix mask 363, merge group, resize 105% and center.
Add elements: copy-paste, resize, place as shown in tag
From Tropical kit:
Copy-paste tropical fruits 2, the coconuts, resize 90% 4X, then 95% once, place between Treats layer and coconuts word art layer
Copy-paste Tropical fruits 1 & 3, watermelon and peaches, resize 50% each, place, duplicate peaches, mirror, resize 80%, place
Duplicate coconuts you placed earlier, mirror, resize 80%, place
Stickers 3 (sun), resize 50%, then 80%, paste and place
From Lime in the Coconut kit:
Tropical Drink, resize 30%, paste and place
Palm Tree, resize 60%, free rotate 15° right, sharpen, paste and place
Flower (green one), resized 50%, paste and place, duplicate, mirror, place; colorize top one 18/230;
Duplicate middle one again, mirror, place, Adjust>Color Balance>Manual color correction:
source color #dbfe67 pale green, target color preset Pure Colors: Yellow, preserve lightness unchecked, preserve saturation checked

Word art, resize 50% 2X, then 80% once, rotate 20° right, paste and place, colorize 93/215
Add tube if you haven’t yet.
Drop Shadows
Main tube and large coconuts: 3/3/60/7/black
Tree: 2/2/60/7/black
Drink, flowers, fruit: 2/2/60/5/black
Sun and “Lime in the Coconut” word art not shadowed
Glittered oval layers (raster 4 and both copy (2) of raster 4: 3/3/60/7/black
Word art layers (the ones in the template, not the added one from kit): drop shadow 2/2/60/2/black
Name: SnagglePuss, size 100, no stroke, bg color pink #ed076d, fg color white,
Type name, convert to raster, select all-float-defloat (Control-A, Control-F, Control-Shift-F), expand 2, new layer,
fill with white, pull below colored text layer, back up to colored text layer, merge down, deselect, shadow 2/2/50/5/black
Resize: If you want to resize, do so before adding credits and watermarks.
Save as jpg or delete white background layer and save as transparent png.
l hope you had fun!
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